armorclassmultipliertable [Nilgiri Wiki]

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| **Armor Type** | **Multiplier** |
| floating nearby      | <tt>-</tt> |
| worn on head         | <tt>1.0</tt> |
| worn on face         | <tt>0.5</tt> |
| worn on right ear    | <tt>-</tt> |
| worn on left ear     | <tt>-</tt> |
| worn around neck     | <tt>0.1</tt> |
| worn around neck     | <tt>0.1</tt> |
| worn about body      | <tt>0.5</tt> |
| worn on arms         | <tt>0.5</tt> |
| worn on right wrist  | <tt>-</tt> |
| worn on left wrist   | <tt>-</tt> |
| worn on hands        | <tt>0.5</tt> |
| worn on right finger | <tt>-</tt> |
| worn on left finger  | <tt>-</tt> |
| worn as buckler      | <tt>2.0</tt> |
| worn on body         | <tt>1.5</tt> |
| worn about waist     | <tt>0.1</tt> |
| worn on legs         | <tt>1.0</tt> |
| worn on feet         | <tt>0.5</tt> |
| wielded              | <tt>-</tt> |
| held in right hand   | <tt>-</tt> |
| held on left hand    | <tt>-</tt> |