Shopkeepers

Shopkeepers and other established businesses accept Banking Guild notes. Nilgiri's player-facing shops lean on an auction-style market rather than a fixed sticker price for every item — see also Codex: Economy and Banking Guild.

Bring a Banking Guild note (or enough account funds via note debit) when you buy, bid, identify, or list goods.

At a shopkeeper, list shows current auctions and sales with item ids, prices in gc (gold coins), and offer counts.

> list
The armorer informs you of its auctions and sales:
1) #01A3EEB9 500gc : 'the golden eagle breast plate' (6 days offers:0)
2) #01A3F46D 123gc : 'a great golden eagle shield' (6 days offers:0)
3) #01A513D2 61gc : 'a pair of armored golden eagle leggings'
>

Ask the keeper to value an item you carry before you auction it. The whisper explains listing cost and any refundable minimum-price deposit.

> value the plate
The armorer whispers to you, "I can list your plate for 6 gold coins. If you
require a minimum selling price then you will also be charged a refundable 101 gold
coins to cover shipping and handling fees for returned items."
>

Hand an item to the shop with auction (or related sell phrasing your client expands). You may set an asking price and an optional minimum. Service fees are debited from your note / account.

> auction the plate for 500 gold coins at a minimum of 200 with note
You hand the golden eagle breast plate to the armorer.
Account #0000-1000 debited 106gc for auction service #01A3EEB9 by Quenyarhun
Okay.
The armorer whispers to you, "That'll be 106 coins, please."
>

With no minimum, the service fee is smaller:

> auction the shield for 123 gold coins at a minimum of 0 with note
You hand a great golden eagle shield to the armorer.
Account #0000-1000 debited 6gc for auction service #01A3F46D by Quenyarhun
Okay.
The armorer whispers to you, "That'll be 6 coins, please."
>

Place a bid on a listed item with offer. Too-low bids are refused; accepted offers debit your account and may be refunded if you are outbid.

> offer 125 gold for #01a513cb with note
Account #0000-1001 debited 125gc for auction #01A513CB by Silk
Okay.
The armorer whispers to you, "Thanks for your offer! Your account will be
deducted. Should you be outbid, your offer will be refunded."
> offer 1 gold coin for item #01a51392 with note
The armorer whispers to you, "Your offer is too low. Try 500 gold coins."
>

Buy a listed item at its price with buy … with note.

> buy item #01a513d2 with note
Account #0000-1001 debited 61gc for purchase #01A513D2 by Silk
Okay.
The armorer whispers to you, "That will be 61 coins, please."
You now have a pair of armored golden eagle leggings.
>

Paid identification of a listed item reveals type, AC, flags, wear slots, and modifiers.

> identify item #01a513d2 with note
For the Banking Guild merchant note, the armorer informs you:
ARMOR
"a pair of armored golden eagle leggings"
AC apply: 8
ItemFlags    :
GLOW            MAGIC
Wear         :
TAKE            LEGS
Modifiers:
(0) STRENGTH +3
(1) HITROLL +2
--- Affects Modifiers ---
>

Individual keepers only trade certain item types and may have open / close hours. If the shop will not buy or sell what you offer, try another specialist (armorer, weapon smith, general store, and so on).

• Banking Guild
• Postal Guild
• Codex: Economy
• Game Law